Stage 2: Preparation
How to choose a mortgage professional.
Documents & info to get ready.
Lock in your rate!
Choosing a Mortgage Professional
Never underestimate the power of an expert mortgage professional; they can be the key that unlocks your ability to buy a home.
Whether you choose a mortgage brokerage with a wide range of potential lenders, like Meticulous Mortgages, or a single-lender financial institution, make sure they’re providing you with all of the information you need to make an informed choice.
Get your documents and information ready.
Reach out to your mortgage professional to ask about what documents you should gather ahead of time so that they’re handy should you need them quickly. Make sure to let your mortgage professional know if your financial status changes and update your documents wherever necessary so that you’re not scrambling to find your current information when you’re asked to submit your documents.
Lock in your rate!
Getting pre-approved for a mortgage isn’t just about figuring out how much you could be approved to borrow. It’s also about locking in an interest rate with a lender for when your offer is accepted.
Contact our team to learn what to consider when choosing a lender and loan product.
(Spoiler: It’s not only about the interest rate.)